最好的互联网券商有什么特点？
免费交易工具。这包括了实时股票报价、免费的行业报告和投资者教育。互联网券商的网站和手机界面应该有逻辑性且简单易用。（多试用几家，然后再选定一个券商交付交易。）
安全性高。保证你的个人信息和账户安全都得到保护。手机和网上账号应该受到密码保护。记得找找券商的相关新闻，看看有无任何关于该券商的负面新闻。
合理透明的佣金。互联网券商之间竞争激烈，佣金收费因券商和投资类型不同而有差异。如果你的交易频率比较低，且之前投资于开放式基金，那么你需要了解清楚基金的费用以及这些费用会如何影响你的投资净值。
交易迅速。互联网券商应该提供即时的和有计划的交易，包括在建仓时能迅速买进，在闭市时也能执行策略等。你在互联网券商注册前，最好了解每次交易用时多久。
移动客户端。大部分的互联网券商都以手机平台提供交易服务，及账户信息查询服务，但并非对所有型号的手机都适用。最好的手机客户端能显示图表，研报和其他技术面的信息。
良好的客服。最好的互联网券商有多种客服渠道，比如面对面交谈、电子邮件、电话、分支机构和24小时全天候客服等。
入市需谨慎
考虑你将实施的交易数量。如果你打算投资养老金账户或教育基金，你应该不会经常做交易。你只是需要一个可靠的券商来为你提供多种可选的投资产品，以及相关的分析工具来助你决策。如果你打算经常做交易，你也许需要一个收费较低、交易系统完善的券商。但如果你要经常交易，直通交易和手机终端软件便尤为重要。
仔细阅读合同中难懂的部分。佣金会随交易量的大小或交易频率而变化吗？是否要收取非活跃账户费或销户费？
注意一些最低要求。对于一些互联网券商，是要求最低的开户额和账户余额要求的，以保留账户或享受某些费用优惠及功能。
你需要理财吗？一部分券商，除了证券网上交易之外，还会提供账户理财服务。如果你需要考虑所有的资金运作，券商的理财能力也是值得留意的。
不要忘记现金利率差。要把你现金账户的利率和银行存款利率比较之后再作定夺。
What the best online brokers have
Free trading tools. These include such things as real-time stock quotes and free market research and education. The online broker’s web and mobile interfaces should be logical and easy to use. (You can try most before committing to a broker.)
Strong security. Look for guarantees that your personal information is protected and that your account is insured; mobile and online accounts should be password protected. Check for news about the broker to see if there are any reports of irregularities.
Reasonable (and clear) commissions and fees. Competition between online brokers is fierce, and prices fluctuate widely based on the provider and your type of investment. If you’re an infrequent trader who primarily invests in mutual funds, make sure to understand the fund’s fees and how they will affect your investment.
Quick trade times. Online brokers should offer immediate or scheduled trades, including the ability to purchase at the start of trading, when the markets close and even after hours. Ask how long trades take to process before signing up.
Mobile options. The vast majority of online brokers have mobile trading and account information, but not all are compatible with every mobile device. The best have charts, research and other technical information on mobile platforms.
Good customer service. The best online brokers have multiple options for customer service, including live chat, email, phone, branches and 24-hour support.
Know before you buy
Think about how much trading you will do.If you plan to invest in a retirement account or an education savings plan, you probably won’t trade often. You may simply want a reliable broker with a good selection of investment products and the planning and analysis tools to help you choose among them. If you plan to trade fairly often, you may want a broker with low commissions and fees and good trading tools. If you plan to trade frequently, direct-access trading and mobile access to your account could matter the most.
Read the fine print. Does the commission change based on type or size of order or how frequently you trade? Look for additional fees such as an inactivity fee or fees for closing your account.
Beware of minimums. With many brokers, there is a minimum amount needed to open or maintain an account, or to receive low commissions and trading tools.
Do you need banking? Some, but not all, brokerages offer banking along with online trading. If you want to consolidate your finances, banking with your broker is worth looking into.
Don’t forget cash. Compare the interest rate on the cash in your investment account to what you can get at a savings bank or elsewhere.
